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All comparisons
Head-to-head, 2026

Chase Marriott Bonvoy Bountiful Chase United Club Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase United Club Business

Chase

Marriott Bonvoy Bountiful

Annual fee
$250
Network
visa
Welcome value
—
Min spend
$4,000 / 3mo

Top earning rates

  • 6×Hotels participating in Marriott Bonvoy · Marriott Bonvoy
  • 4×Grocery stores and dining · Marriott Bonvoy
  • 2×All other purchases · Marriott Bonvoy

Key benefits

  • 50,000-point Free Night Award (Spend Tier) · $400
  • $10 quarterly DoorDash non-restaurant discount · $10
  • Marriott Bonvoy® Gold Elite Status · $0
  • 15 Elite Night Credits · $0
  • Baggage Delay Insurance · $0
Full Chase Marriott Bonvoy Bountiful review

Chase

United Club Business

Annual fee
$0
Network
visa
Welcome value
—
Min spend
$5,000 / 3mo

Top earning rates

  • 2×United purchases · United MileagePlus
  • 1.5×All other purchases · United MileagePlus

Key benefits

  • Free first and second checked bags · $300
  • JSX statement credit · $200
  • 2 global Economy Plus seat upgrades (Spend Tier) · $200
  • Renowned Hotels and Resorts credit · $200
  • Avis or Budget United travel credit · $100
Full Chase United Club Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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