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All comparisons
Head-to-head, 2026

Chase Marriott Bonvoy Bountiful Chase United Club Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Marriott Bonvoy BountifulBigger welcome offer: Chase Marriott Bonvoy Bountiful

Chase

Marriott Bonvoy Bountiful

Annual fee
$250
Network
visa
Welcome value
$680
Min spend
$4,000 / 3mo

Top earning rates

  • 6×Marriott Bonvoy properties · Marriott Bonvoy
  • 4×Grocery stores · Marriott Bonvoy
  • 4×Dining · Marriott Bonvoy
  • 2×All other purchases · Marriott Bonvoy

Key benefits

  • Marriott Bonvoy Platinum Status (Spend Tier) · $1200
  • Free Night Award (up to 50,000 Points) · $300
  • 15 Elite Night Credits · $200
  • Marriott Bonvoy Gold Status · $150
  • No Foreign Transaction Fees · $50
Full Chase Marriott Bonvoy Bountiful review

Chase

United Club Business

Annual fee
$695
Network
visa
Welcome value
$600
Min spend
$5,000 / 3mo

Top earning rates

  • 2×United Airlines purchases · United MileagePlus
  • 1.5×all other purchases · United MileagePlus

Key benefits

  • Premier Qualifying Points (PQP) Earnings · $500
  • 1.5x Base Earning Rate · $375
  • United Club Membership · $325
  • Premier Access Travel Services · $200
  • Renowned Hotels and Resorts Credit · $200
Full Chase United Club Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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