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All comparisons
Head-to-head, 2026

Chase Marriott Bonvoy Bountiful Chase United Explorer

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase United ExplorerBigger welcome offer: Chase United Explorer

Chase

Marriott Bonvoy Bountiful

Annual fee
$250
Network
visa
Welcome value
$680
Min spend
$4,000 / 3mo

Top earning rates

  • 6×Marriott Bonvoy properties · Marriott Bonvoy
  • 4×Groceries · Marriott Bonvoy
  • 4×Dining · Marriott Bonvoy
  • 2×All other purchases · Marriott Bonvoy

Key benefits

  • 50,000-point Free Night Award (Spend Tier) · $400
  • $10 quarterly DoorDash non-restaurant discount · $10
  • 15 Elite Night Credits · $0
  • Baggage Delay Insurance · $0
  • Lost Luggage Reimbursement · $0
Full Chase Marriott Bonvoy Bountiful review

Chase

United Explorer

Annual fee
$0
Network
visa
Welcome value
$720
Min spend
$3,000 / 3mo

Top earning rates

  • 2×Travel · United MileagePlus
  • 2×Dining · United MileagePlus
  • 2×Hotel · United MileagePlus
  • 1×All_other_purchases · United MileagePlus

Key benefits

  • Free first checked bag · $200
  • Global Entry, TSA PreCheck or NEXUS fee credit · $120
  • $100 United travel credit (Spend Tier) · $100
  • JSX statement credit · $100
  • United Hotels credits · $100
Full Chase United Explorer review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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