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All comparisons
Head-to-head, 2026

Chase Sapphire Preferred Coinbase Coinbase One Card

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Coinbase Coinbase One Card

Chase

Sapphire Preferred

Annual fee
$95
Network
visa
Welcome value
~$1,538
Min spend
$5,000 / 3mo

Top earning rates

  • 5×Travel · Chase Ultimate Rewards
  • 5×Rideshare · Chase Ultimate Rewards
  • 3×Online grocery stores · Chase Ultimate Rewards
  • 3×Dining · Chase Ultimate Rewards

Key benefits

  • Complimentary Apple TV · $156
  • Complimentary DashPass Membership · $120
  • Global Entry, TSA PreCheck, or NEXUS Credit · $120
  • $100 Chase Travel Hotel Credit · $100
  • Monthly DoorDash Non-Restaurant Promo · $10
Full Chase Sapphire Preferred review

Coinbase

Coinbase One Card

Annual fee
$0
Network
amex
Welcome value
—
Min spend
—

Top earning rates

  • 4×All Purchases
  • 1×All Purchases

Key benefits

  • Bitcoin Drops Monthly Sweepstakes · $0
  • Trip Cancellation/Trip Interruption Insurance · $0
  • Worldwide Travel Inconvenience Insurance · $0
  • No foreign transaction fees · $0
  • Worldwide Car Rental Loss & Damage Insurance · $0
Full Coinbase Coinbase One Card review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer