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Head-to-head, 2026

Chase Sapphire Preferred U.S. Bank Business Altitude Connect Visa Signature Card

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Bigger welcome offer: Chase Sapphire Preferred

Chase

Sapphire Preferred

Annual fee
$95
Network
visa
Welcome value
$937.5
Min spend
$5,000 / 3mo

Top earning rates

  • 5×Travel · Chase Ultimate Rewards
  • 5×Rideshare · Chase Ultimate Rewards
  • 3×Online grocery stores · Chase Ultimate Rewards
  • 3×Dining · Chase Ultimate Rewards

Key benefits

  • Complimentary Apple TV · $156
  • Complimentary DashPass Membership · $120
  • Global Entry, TSA PreCheck, or NEXUS Credit · $120
  • $100 Chase Travel Hotel Credit · $100
  • Monthly DoorDash Non-Restaurant Promo · $10
Full Chase Sapphire Preferred review

U.S. Bank

Business Altitude Connect Visa Signature Card

Annual fee
$95
Network
visa
Welcome value
$600
Min spend
$6,000 / 6mo

Top earning rates

  • 5×Prepaid hotels and car rentals · U.S. Bank Altitude Points
  • 4×Travel · U.S. Bank Altitude Points
  • 4×Gas and EV charging stations · U.S. Bank Altitude Points
  • 1×All other purchases · U.S. Bank Altitude Points

Key benefits

  • $25 taxi and rideshare statement credit · $25
  • Priority Pass membership and four complimentary visits · $0
  • Auto rental collision damage waiver · $0
  • Lost luggage insurance · $0
  • Travel assistance services · $0
Full U.S. Bank Business Altitude Connect Visa Signature Card review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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