All comparisons
Head-to-head, 2026
Chase Sapphire Preferred U.S. Bank Business Altitude Connect Visa Signature Card
Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.
Chase
Sapphire Preferred
- Annual fee
- $95
- Network
- visa
- Welcome value
- ~$750
- Min spend
- $5,000 / 3mo
Top earning rates
- 5×Chase Travel purchases
- 5×Peloton equipment and accessory purchases over $150
- 5×Lyft rides
- 3×Online groceries
Key benefits
- Complimentary Apple TV · $156
- Complimentary DashPass Membership · $120
- Global Entry, TSA PreCheck, or NEXUS Credit · $120
- $100 Chase Travel Hotel Credit · $100
- Monthly DoorDash Non-Restaurant Promo · $10
U.S. Bank
Business Altitude Connect Visa Signature Card
- Annual fee
- $95
- Network
- visa
- Welcome value
- $750
- Min spend
- $6,000 / 6mo
Top earning rates
- 5×Prepaid hotels and car rentals · U.S. Bank Altitude Points
- 4×Travel · U.S. Bank Altitude Points
- 4×Gas and EV charging stations · U.S. Bank Altitude Points
- 1×All other purchases · U.S. Bank Altitude Points
Key benefits
- $25 taxi and rideshare statement credit · $25
- Auto Rental Collision Damage Waiver · $0
- Lost Luggage Reimbursement · $0
- Priority Pass membership and four complimentary visits · $0
- Travel assistance services · $0
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
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