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All comparisons
Head-to-head, 2026

Chase Sapphire Preferred U.S. Bank Business Altitude Power

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Sapphire Preferred

Chase

Sapphire Preferred

Annual fee
$95
Network
visa
Welcome value
~$750
Min spend
$5,000 / 3mo

Top earning rates

  • 5×Chase Travel purchases
  • 5×Peloton equipment and accessory purchases over $150
  • 5×Lyft rides
  • 3×Online groceries

Key benefits

  • Complimentary Apple TV · $156
  • Complimentary DashPass Membership · $120
  • Global Entry, TSA PreCheck, or NEXUS Credit · $120
  • $100 Chase Travel Hotel Credit · $100
  • Monthly DoorDash Non-Restaurant Promo · $10
Full Chase Sapphire Preferred review

U.S. Bank

Business Altitude Power

Annual fee
$100
Network
visa
Welcome value
$750
Min spend
$10,000 / 4mo

Top earning rates

  • 6×Prepaid hotel and car rentals
  • 2.5×Mobile wallet and virtual card purchases
  • 2×All purchases

Key benefits

  • Priority Pass Digital membership · $0
Full U.S. Bank Business Altitude Power review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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