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All comparisons
Head-to-head, 2026

Chase Sapphire Reserve Coinbase Coinbase One Card

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Coinbase Coinbase One Card

Chase

Sapphire Reserve

Annual fee
$795
Network
visa
Welcome value
$2,000
Min spend
$6,000 / 3mo

Top earning rates

  • 10×Eligible Peloton equipment and accessory purchases over $150 · Ultimate Rewards
  • 8×Chase Travel purchases · Ultimate Rewards
  • 5×Lyft rides · Ultimate Rewards
  • 4×Flights and hotels booked direct · Ultimate Rewards

Key benefits

  • Common Carrier Travel Accident Insurance · $1000000
  • Emergency Evacuation and Transportation · $100000
  • Auto Rental Collision Damage Waiver · $75000
  • Extended Warranty · $10000
  • Purchase Protection · $10000
Full Chase Sapphire Reserve review

Coinbase

Coinbase One Card

Annual fee
$0
Network
amex
Welcome value
—
Min spend
—

Top earning rates

  • 5×Travel
  • 2.5×Eligible purchases

Key benefits

  • Bitcoin Drops Monthly Sweepstakes · $0
  • Trip Cancellation and Interruption Insurance · $0
  • Amex Offers · $0
  • Amex Experiences · $0
  • Emergency Assistance · $0
Full Coinbase Coinbase One Card review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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