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All comparisons
Head-to-head, 2026

Chase Sapphire Reserve HSBC Corporate World Elite Mastercard Business Card

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: HSBC Corporate World Elite Mastercard Business Card

Chase

Sapphire Reserve

Annual fee
$795
Network
visa
Welcome value
$2,000
Min spend
$6,000 / 3mo

Top earning rates

  • 10×Eligible Peloton equipment and accessory purchases over $150 · Ultimate Rewards
  • 8×Chase Travel purchases · Ultimate Rewards
  • 5×Lyft rides · Ultimate Rewards
  • 4×Flights and hotels booked direct · Ultimate Rewards

Key benefits

  • $500 credit for stays with The Edit · $500
  • $500 Southwest Airlines Chase Travel credit (Spend Tier) · $500
  • Annual Travel Credit · $300
  • $250 Credit for select Chase Travel Hotels · $250
  • $250 Credit for The Shops at Chase (Spend Tier) · $250
Full Chase Sapphire Reserve review

HSBC

Corporate World Elite Mastercard Business Card

Annual fee
$295
Network
mastercard
Welcome value
—
Min spend
—

Top earning rates

  • No bonus categories on file

Key benefits

  • TSA PreCheck or Global Entry Credit · $85
  • Mastercard Lowest Hotel Rate Guarantee · $0
  • Mastercard Hotel Stay Guarantee · $0
  • Mastercard ID Theft Protection · $0
  • Mastercard Easy Savings · $0
Full HSBC Corporate World Elite Mastercard Business Card review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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