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All comparisons
Head-to-head, 2026

Chase Southwest Rapid Rewards Performance Business Chase United Quest

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Southwest Rapid Rewards Performance BusinessBigger welcome offer: Chase Southwest Rapid Rewards Performance Business

Chase

Southwest Rapid Rewards Performance Business

Annual fee
$99
Network
visa
Welcome value
$1,120
Min spend
$5,000 / 3mo

Top earning rates

  • 4×Southwest purchases · Southwest Rapid Rewards
  • 3×hotel and car rental partners · Southwest Rapid Rewards
  • 2×advertising · Southwest Rapid Rewards
  • 2×telecommunications · Southwest Rapid Rewards

Key benefits

  • Unlimited Extra Legroom Seat Upgrades · $300
  • Complimentary Preferred Seat at Booking · $200
  • 1X Base Earning Rate · $179
  • 2X Gas and Dining · $168
  • 4X Southwest Purchases · $168
Full Chase Southwest Rapid Rewards Performance Business review

Chase

United Quest

Annual fee
$350
Network
visa
Welcome value
$840
Min spend
$4,000 / 3mo

Top earning rates

  • 3×United purchases · United MileagePlus
  • 2×other travel · United MileagePlus
  • 2×dining · United MileagePlus
  • 2×select streaming services · United MileagePlus

Key benefits

  • Free First and Second Checked Bags · $320
  • PQP on Spend · $200
  • Primary Auto Rental CDW · $150
  • MileagePlus Award Flight Credits · $130
  • $125 Annual United Credit · $125
Full Chase United Quest review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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