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All comparisons
Head-to-head, 2026

Chase Southwest Rapid Rewards Performance Business Chase World of Hyatt Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase World of Hyatt BusinessBigger welcome offer: Chase Southwest Rapid Rewards Performance Business

Chase

Southwest Rapid Rewards Performance Business

Annual fee
$299
Network
visa
Welcome value
$1,120
Min spend
$5,000 / 3mo

Top earning rates

  • 5×Qualifying Lyft products and services · Rapid Rewards
  • 4×Southwest Airlines® purchases · Rapid Rewards
  • 2×Gas stations and restaurants · Rapid Rewards
  • 2×Local transit and commuting, including rideshare · Rapid Rewards

Key benefits

  • First checked bag free · $140
  • Global Entry, TSA PreCheck or NEXUS fee credit · $120
  • Monthly Instacart credit · $10
  • Quarterly DoorDash non-restaurant discount · $10
  • No Foreign Transaction Fees · $0
Full Chase Southwest Rapid Rewards Performance Business review

Chase

World of Hyatt Business

Annual fee
$199
Network
visa
Welcome value
~$700
Min spend
$7,000 / 3mo

Top earning rates

  • 4×Qualifying purchases at Hyatt hotels and resorts
  • 2×Top three spend categories each quarter
  • 2×Fitness club and gym memberships
  • 2×Peloton® membership and equipment purchases

Key benefits

  • Hyatt statement credit · $50
  • DoorDash · $10
  • World of Hyatt Discoverist status · $0
  • Roadside Assistance · $0
  • Purchase Protection · $0
Full Chase World of Hyatt Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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