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All comparisons
Head-to-head, 2026

Chase Southwest Rapid Rewards Plus Chase World of Hyatt Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Southwest Rapid Rewards PlusBigger welcome offer: Chase World of Hyatt Business

Chase

Southwest Rapid Rewards Plus

Annual fee
$99
Network
visa
Welcome value
$650
Min spend
$1,000 / 3mo

Top earning rates

  • 2×Southwest Airlines® purchases, including flights, inflight, and Southwest® gift cards
  • 2×Gas stations and grocery stores
  • 2×Qualifying Lyft products and services purchased through the Lyft mobile application
  • 1×All other purchases

Key benefits

  • Purchase Protection · $500
  • Free first checked bag · $140
  • DoorDash non-restaurant order discount · $10
  • Monthly Instacart credit · $10
  • 10,000 Companion Pass qualifying points boost · $0
Full Chase Southwest Rapid Rewards Plus review

Chase

World of Hyatt Business

Annual fee
$199
Network
visa
Welcome value
~$700
Min spend
$7,000 / 3mo

Top earning rates

  • 4×Qualifying purchases at Hyatt hotels and resorts
  • 2×Top three spend categories each quarter
  • 2×Fitness club and gym memberships
  • 2×Peloton® membership and equipment purchases

Key benefits

  • Hyatt statement credit · $50
  • DoorDash · $10
  • World of Hyatt Discoverist status · $0
  • Roadside Assistance · $0
  • Purchase Protection · $0
Full Chase World of Hyatt Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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