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All comparisons
Head-to-head, 2026

Chase Southwest Rapid Rewards Premier Business Chase World of Hyatt Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase Southwest Rapid Rewards Premier BusinessBigger welcome offer: Chase World of Hyatt Business

Chase

Southwest Rapid Rewards Premier Business

Annual fee
$149
Network
visa
Welcome value
$840
Min spend
$3,000 / 3mo

Top earning rates

  • 3×Southwest purchases · Southwest Rapid Rewards
  • 2×Rapid Rewards partners · Southwest Rapid Rewards
  • 2×local transit and commuting · Southwest Rapid Rewards
  • 1×all other purchases · Southwest Rapid Rewards

Key benefits

  • 1x Base Earning Rate · $224
  • 2x on Gas and Dining · $168
  • First Checked Bag Free · $140
  • 3x on Southwest Purchases · $126
  • Complimentary Preferred Seat Selection · $100
Full Chase Southwest Rapid Rewards Premier Business review

Chase

World of Hyatt Business

Annual fee
$199
Network
visa
Welcome value
$1,020
Min spend
$5,000 / 3mo

Top earning rates

  • 4×Hyatt hotels and resorts · World of Hyatt
  • 2×top three spending categories · World of Hyatt
  • 2×fitness club and gym memberships · World of Hyatt
  • 1×all other purchases · World of Hyatt

Key benefits

  • Giftable Discoverist Status · $500
  • 10% Redemption Bonus (Spend Tier) · $300
  • Base Purchase Rewards · $250
  • Tier-Qualifying Night Credits · $250
  • Top Three Category Bonus Rewards · $200
Full Chase World of Hyatt Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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