All comparisons
Head-to-head, 2026
Chase United Business Chase United Club Infinite
Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.
Chase
United Business
- Annual fee
- $695
- Network
- visa
- Welcome value
- —
- Min spend
- $5,000 / 3mo
Top earning rates
- 2×United Airlines purchases · United MileagePlus
- 2×Gas stations · United MileagePlus
- 2×Office supply stores · United MileagePlus
- 2×Restaurants · United MileagePlus
Key benefits
- 2 Global Economy Plus Seat Upgrades · $300
- Free first and second checked bags · $280
- 5,000-mile Better-Together Anniversary Bonus · $65
- United Club Membership · $0
- Employee Cards · $0
Chase
United Club Infinite
- Annual fee
- $695
- Network
- visa
- Welcome value
- —
- Min spend
- $5,000 / 3mo
Top earning rates
- 11×Eligible United flights
- 5×All other eligible United purchases
- 5×Hotel stays
- 2×All other travel
Key benefits
- Free first and second checked bags · $440
- Renowned Hotels and Resorts credit · $200
- JSX statement credit · $200
- Global Entry, TSA PreCheck or NEXUS credit · $120
- Renowned Hotels and Resorts property benefits · $100
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
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