All comparisons
Head-to-head, 2026
Chase United Club Business Chase United Club Infinite
Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.
Chase
United Club Business
- Annual fee
- $695
- Network
- visa
- Welcome value
- —
- Min spend
- $5,000 / 3mo
Top earning rates
- 8×Eligible United flights
- 5×Hotel stays when you prepay directly through Renowned Hotels and Resorts
- 2×All other eligible United purchases
- 2×Purchases of United Card Events from Chase
Key benefits
- Emergency Evacuation and Transportation · $1000
- Free first and second checked bags · $300
- JSX statement credit · $200
- Renowned Hotels and Resorts credit · $200
- Renowned Hotels and Resorts property benefits · $100
Chase
United Club Infinite
- Annual fee
- $695
- Network
- visa
- Welcome value
- —
- Min spend
- $5,000 / 3mo
Top earning rates
- 11×Eligible United flights
- 5×All other eligible United purchases
- 5×Hotel stays
- 2×All other travel
Key benefits
- Emergency Evacuation and Transportation · $1000
- Free first and second checked bags · $440
- JSX statement credit · $200
- Renowned Hotels and Resorts credit · $200
- Global Entry, TSA PreCheck or NEXUS fee credit · $120
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
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