Perqt AI Wallet logo
All comparisons
Head-to-head, 2026

Chase United Club Infinite Chase World of Hyatt Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase World of Hyatt Business

Chase

United Club Infinite

Annual fee
$695
Network
visa
Welcome value
—
Min spend
$5,000 / 3mo

Top earning rates

  • 11×Eligible United flights
  • 5×All other eligible United purchases
  • 5×Hotel stays
  • 2×All other travel

Key benefits

  • Free first and second checked bags · $440
  • Renowned Hotels and Resorts credit · $200
  • JSX statement credit · $200
  • Global Entry, TSA PreCheck or NEXUS credit · $120
  • Renowned Hotels and Resorts property benefits · $100
Full Chase United Club Infinite review

Chase

World of Hyatt Business

Annual fee
$199
Network
visa
Welcome value
—
Min spend
$5,000 / 3mo

Top earning rates

  • 4×Hyatt purchases · World of Hyatt
  • 2×Top three quarterly categories · World of Hyatt
  • 2×Fitness and gym memberships · World of Hyatt
  • 1×All other purchases · World of Hyatt

Key benefits

  • Hyatt statement credit · $50
  • 5 tier-qualifying night credits (Spend Tier) · $0
  • World of Hyatt Discoverist status · $0
  • Roadside Assistance · $0
  • Purchase Protection · $0
Full Chase World of Hyatt Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer