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All comparisons
Head-to-head, 2026

Chase United Explorer Chase World of Hyatt Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Chase United ExplorerBigger welcome offer: Chase World of Hyatt Business

Chase

United Explorer

Annual fee
$0
Network
visa
Welcome value
$720
Min spend
$3,000 / 3mo

Top earning rates

  • 2×Travel · United MileagePlus
  • 2×Dining · United MileagePlus
  • 2×Hotel · United MileagePlus
  • 1×All_other_purchases · United MileagePlus

Key benefits

  • Free first checked bag · $200
  • Global Entry, TSA PreCheck or NEXUS fee credit · $120
  • $100 United travel credit (Spend Tier) · $100
  • JSX statement credit · $100
  • United Hotels credits · $100
Full Chase United Explorer review

Chase

World of Hyatt Business

Annual fee
$199
Network
visa
Welcome value
$1,020
Min spend
$5,000 / 3mo

Top earning rates

  • 4×Hyatt purchases · World of Hyatt
  • 2×Top three quarterly categories · World of Hyatt
  • 2×Fitness and gym memberships · World of Hyatt
  • 1×All other purchases · World of Hyatt

Key benefits

  • Hyatt statement credit · $50
  • Hyatt Leverage membership · $0
  • 5 tier-qualifying night credits (Spend Tier) · $0
  • Roadside assistance · $0
  • Purchase protection · $0
Full Chase World of Hyatt Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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