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All comparisons
Head-to-head, 2026

Chase World of Hyatt Business Citi Strata Premier

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Citi Strata PremierBigger welcome offer: Chase World of Hyatt Business

Chase

World of Hyatt Business

Annual fee
$199
Network
visa
Welcome value
~$700
Min spend
$7,000 / 3mo

Top earning rates

  • 4×Qualifying purchases at Hyatt hotels and resorts
  • 2×Top three spend categories each quarter
  • 2×Fitness club and gym memberships
  • 2×Peloton® membership and equipment purchases

Key benefits

  • Hyatt statement credit · $50
  • DoorDash · $10
  • World of Hyatt Discoverist status · $0
  • Roadside Assistance · $0
  • Purchase Protection · $0
Full Chase World of Hyatt Business review

Citi

Strata Premier

Annual fee
$0
Network
mastercard
Welcome value
$600
Min spend
$4,000 / 3mo

Top earning rates

  • 3×Air travel and other hotel purchases · ThankYou Points
  • 3×Restaurants · ThankYou Points
  • 3×Supermarkets · ThankYou Points
  • 3×Gas and EV charging stations · ThankYou Points

Key benefits

  • $100 Annual Hotel Benefit · $100
  • Lost or Damaged Luggage Protection · $0
  • MasterRental Coverage · $0
  • The Reserve by Citi Travel Hotel Benefits · $0
  • Trip Cancellation and Interruption Insurance · $0
Full Citi Strata Premier review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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