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All comparisons
Head-to-head, 2026

Citi AAdvantage Business Citi AAdvantage Executive

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Citi

AAdvantage Business

Annual fee
$595
Network
mastercard
Welcome value
—
Min spend
—

Top earning rates

  • 4×eligible American Airlines purchases · American Airlines AAdvantage
  • 1×all other purchases · American Airlines AAdvantage

Key benefits

  • First checked bag free · $400
  • Companion Certificate (Spend Tier) · $300
  • Earn Loyalty Points on Spend · $200
  • 1x Base Earning Rate · $172
  • Preferred boarding · $100
Full Citi AAdvantage Business review

Citi

AAdvantage Executive

Annual fee
$595
Network
mastercard
Welcome value
$980
Min spend
$7,000 / 3mo

Top earning rates

  • 10×Hotels · AAdvantage
  • 10×Car Rentals · AAdvantage
  • 4×American Airlines · AAdvantage
  • 1×all other purchases · AAdvantage

Key benefits

  • Admirals Club Membership · $325
  • First Checked Bag Free · $280
  • Loyalty Point Bonus · $150
  • Avis & Budget Car Rental Credit · $120
  • Global Entry / TSA PreCheck Credit · $100
Full Citi AAdvantage Executive review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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