Perqt AI Wallet logo
All comparisons
Head-to-head, 2026

Citi AAdvantage Business Citi AAdvantage Globe Mastercard

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Citi AAdvantage Globe Mastercard

Citi

AAdvantage Business

Annual fee
$595
Network
mastercard
Welcome value
—
Min spend
$4,000 / 4mo

Top earning rates

  • 2×Eligible American Airlines purchases · AAdvantage
  • 2×Gas stations and car rental merchants · AAdvantage
  • 2×Telecommunications merchants and cable and satellite providers · AAdvantage
  • 1×All other purchases · AAdvantage

Key benefits

  • Companion Certificate (Spend Tier) · $250
  • First checked bag free · $140
  • Preferred boarding · $0
  • Earn Loyalty Points · $0
  • 25% Inflight Savings · $0
Full Citi AAdvantage Business review

Citi

AAdvantage Globe Mastercard

Annual fee
$350
Network
mastercard
Welcome value
—
Min spend
—

Top earning rates

  • 6×AAdvantage Hotels™ bookings
  • 3×American Airlines purchases
  • 2×Restaurants, including takeout and delivery
  • 2×Rides and Rails™ purchases, including taxis, rideshares and public transit

Key benefits

  • Companion Certificate · $250
  • $240 Annual Turo Credit · $240
  • First checked bag free · $140
  • Global Entry or TSA PreCheck Credit · $120
  • $100 Inflight Purchases Credit · $100
Full Citi AAdvantage Globe Mastercard review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer