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All comparisons
Head-to-head, 2026

Citi AAdvantage Globe Mastercard Citi Custom Cash

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Citi Custom Cash

Citi

AAdvantage Globe Mastercard

Annual fee
$350
Network
mastercard
Welcome value
—
Min spend
—

Top earning rates

  • 2×American Airlines purchases · American Airlines AAdvantage
  • 2×Travel · American Airlines AAdvantage
  • 1×All other purchases · American Airlines AAdvantage

Key benefits

  • Companion Certificate · $300
  • $240 Annual Turo Credit · $240
  • First Checked Bag Free · $140
  • Global Entry or TSA PreCheck Credit · $120
  • $100 Inflight Purchases Credit · $100
Full Citi AAdvantage Globe Mastercard review

Citi

Custom Cash

Annual fee
$0
Network
mastercard
Welcome value
—
Min spend
—

Top earning rates

  • 5×Top eligible spend category
  • 5×Travel (hotels, car rentals, and attractions)
  • 1×All other purchases

Key benefits

  • Free FICO Credit Score · $0
  • Mastercard ID Theft Protection · $0
  • Zero Liability for Card Fraud · $0
Full Citi Custom Cash review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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