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All comparisons
Head-to-head, 2026

U.S. Bank Business Leverage Visa Signature Card U.S. Bank Shopper Cash Rewards® Visa Signature® Card

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

U.S. Bank

Business Leverage Visa Signature Card

Annual fee
$95
Network
visa
Welcome value
$600
Min spend
$6,000 / 4mo

Top earning rates

  • 2×top two spending categories each month
  • 1×all other purchases

Key benefits

  • 2% Top Two Spend Categories · $500
  • 1% Base Rewards Rate · $250
  • 5% Travel Center Rewards · $150
  • U.S. Bank Spend Management Access · $100
  • No Foreign Transaction Fees · $75
Full U.S. Bank Business Leverage Visa Signature Card review

U.S. Bank

Shopper Cash Rewards® Visa Signature® Card

Annual fee
$95
Network
visa
Welcome value
—
Min spend
—

Top earning rates

  • 6×selected retailers
  • 5.5×travel
  • 3×everyday category
  • 1.5×all other purchases

Key benefits

  • Annual Fee Waived First Year · $95
  • LED Contactless Payment Light · $10
Full U.S. Bank Shopper Cash Rewards® Visa Signature® Card review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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