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All comparisons
Head-to-head, 2026

U.S. Bank Business Leverage Visa Signature Card U.S. Bank Shopper Cash Rewards® Visa Signature® Card

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Bigger welcome offer: U.S. Bank Business Leverage Visa Signature Card

U.S. Bank

Business Leverage Visa Signature Card

Annual fee
$95
Network
visa
Welcome value
$600
Min spend
$6,000 / 4mo

Top earning rates

  • 2×Top two spending categories
  • 1×All other purchases

Key benefits

  • Travel insurance · $0
  • Rental car insurance · $0
  • Roadside Assistance · $0
Full U.S. Bank Business Leverage Visa Signature Card review

U.S. Bank

Shopper Cash Rewards® Visa Signature® Card

Annual fee
$95
Network
visa
Welcome value
$250
Min spend
$2,000 / 4mo

Top earning rates

  • 6×Retailers
  • 5.5×Hotel, car rental
  • 3×Wholesale clubs, gas, utilities
  • 1.5×All purchases

Key benefits

  • Visa Signature Benefits · $0
  • No Foreign Transaction Fees · $0
Full U.S. Bank Shopper Cash Rewards® Visa Signature® Card review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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