Bilt Palladium Card

Annual fee: $495
Network: mastercard
Type: personal

The card earns points on rent payments without a transaction fee, alongside elevated rewards on travel and dining, which can be transferred to premium airline and hotel partners.

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Earning rates

all other purchases
must use card 5 times each billing cycle to earn points
1×
pts
Bilt Points
Top earn
dining
must use card 5 times each billing cycle to earn points
3×
pts
Bilt Points
travel
must use card 5 times each billing cycle to earn points
2×
pts
Bilt Points
rent
up to 100,000 points per calendar year; must use card 5 times each billing cycle to earn points
1×
pts
Bilt Points · No transaction fee when paying rent

On-card benefits & credits

Bilt Travel Hotel Credit
$200
/quarterly
$400 annual credit for hotel bookings made through the Bilt Travel Portal, applied as two $200 statement credits per year.
Introductory Gold Status (Spend Tier)
$200
/one_time
Unlocks Bilt Gold Status after spending $4,000 on everyday purchases within the first 90 days of account opening.
No Transaction Fee on Housing Payments
$0
/monthly
Pay rent, mortgage, or HOA fees through Bilt without incurring the standard credit card transaction fees.

Other Bilt cards

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