Blue Card

Annual fee: $0
Network: mastercard
Type: personal

It earns Bilt Points through its published rewards program, with exact rates and eligibility varying by purchase type and current card terms.

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Earning rates

All other purchases
Must make at least 5 transactions per billing cycle to earn points.
1×
pts
Bilt Rewards
Top earn
Dining
Earn double points on Rent Day (the 1st of the month). Must make at least 5 transactions per billing cycle to earn points. Limit of 1,000 bonus points per Rent Day.
6×
pts
Bilt Rewards
Travel
Earn double points on Rent Day (the 1st of the month). Must make at least 5 transactions per billing cycle to earn points. Limit of 1,000 bonus points per Rent Day.
4×
pts
Bilt Rewards
Dining
Must make at least 5 transactions per billing cycle to earn points.
3×
pts
Bilt Rewards
Travel
Must make at least 5 transactions per billing cycle to earn points.
2×
pts
Bilt Rewards
All other purchases
Earn double points on Rent Day (the 1st of the month). Must make at least 5 transactions per billing cycle to earn points. Limit of 1,000 bonus points per Rent Day.
2×
pts
Bilt Rewards
Rent
Must make at least 5 transactions per billing cycle to earn points. Earn up to 100,000 points per calendar year.
1×
pts
Bilt Rewards

On-card benefits & credits

No transaction fee on housing payments
$0
/Annual
Pay eligible rent or mortgage payments through Bilt without a transaction fee; the payment is funded from a linked bank account rather than the card’s credit line.
Rent Day double points
$0
/Monthly
On the first day of each month, Blue cardholders earn 2X points on eligible everyday purchases, excluding housing payments, capped at 1,000 bonus points per month.
No-fee authorized users
$0
/Annual
Add up to five authorized users to the Blue Card account without an authorized-user fee; the primary cardholder remains responsible for charges.
No foreign transaction fees
$0
/Annual
The Bilt Blue Card has no foreign transaction fees for purchases made abroad.

Other Bilt cards

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