Blue Card

Annual fee: $0
Network: mastercard
Type: personal

Earn 1X Bilt Points on everyday spend[3] and, when Flexible Bilt Cash is selected, 4% back in Bilt Cash on everyday spend that can be redeemed dollar-for-dollar across the Bilt ecosystem[3][15].

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Welcome offer

$100 of Bilt Cash when you apply and get approved

Earning rates

Other everyday purchases
1×
pts
Top earn
Everyday Spend
If Flexible Bilt Cash Option is selected
4×
cash back
Top earn
Bilt partner restaurants
4×
pts
Everyday purchases (excluding housing payments)
On the 1st of the month, up to 1,000 bonus points
2×
pts
Rent and mortgage payments
Housing-only rewards option, multiplier up to 1.25X based on everyday spend ratio
1.25×
pts

On-card benefits & credits

Rent Day double points
$0
/Monthly
On the first day of each month, Blue cardholders earn 2X points on eligible everyday purchases, excluding housing payments, capped at 1,000 bonus points per month.
No transaction fee on housing payments
$0
/Annual
Pay eligible rent or mortgage payments through Bilt without a transaction fee; the payment is funded from a linked bank account rather than the card’s credit line.
No-fee authorized users
$0
/Annual
Add up to five authorized users to the Blue Card account without an authorized-user fee; the primary cardholder remains responsible for charges.
No Foreign Transaction Fees
$0
/As needed
The Bilt Blue Card has no foreign transaction fees for purchases made abroad.

Other Bilt cards

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