Blue Card

Annual fee: $0
Network: mastercard
Type: personal

The Bilt Blue Card earns 1X Bilt Points on everyday spend, up to 1.25X points on mortgage payments, and 4% back in Bilt Cash on everyday spend with no foreign transaction fees[7][9][11].

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Welcome offer

$100 of Bilt Cash

Est. value: $100
Minimum spend: $0
Within: 0 mo

First-year annual fee waived

Earning rates

Other Eligible Purchases
1×
pts
Top earn
Everyday Spend
Flexible Bilt Cash Option
4×
cash back
Top earn
Bilt dining partners
4×
pts
Hotels
3×
pts
Bilt Travel
Lyft
3×
pts
Flights
2×
pts
Bilt Travel
Rent and mortgage
Under Housing-only Option, multiplier determined by Everyday Spend Ratio
1.25×
pts

On-card benefits & credits

Rent Day double points
$0
/Monthly
On the first day of each month, Blue cardholders earn 2X points on eligible everyday purchases, excluding housing payments, capped at 1,000 bonus points per month.
No transaction fee on housing payments
$0
/Annual
Pay eligible rent or mortgage payments through Bilt without a transaction fee; the payment is funded from a linked bank account rather than the card’s credit line.
No-fee authorized users
$0
/Annual
Add up to five authorized users to the Blue Card account without an authorized-user fee; the primary cardholder remains responsible for charges.
Purchase Assurance
$0
/As needed
Mastercard ID Theft Protection
$0
/As needed
Mastercard ID Theft Protection alerts you to possible identity theft by monitoring the surface, dark and deep web, searching for compromised credentials and potentially damaging use of your registered personal information. It also provides you with resolution services should you find yourself a victim of identity theft.
Cellular Wireless Telephone Protection
$0
/As needed
"You must charge your monthly eligible cellular wireless telephone bill to your covered card." "Reimbursement for the actual cost to replace or repair a stolen or damaged eligible cellular wireless telephone." "The maximum liability is $800 per claim, and $1,000 per covered card per 12 month period. Each claim is subject to a $50 deductible. Coverage is limited to two (2) claims per covered card per 12 month period." "Call 1-800-Mastercard or go to www.mycardbenefits.com to open a claim."
MasterRental Coverage
$0
/As needed
Covered - physical damage and theft of the vehicle, not to exceed the limits outlined below; reasonable loss of use charges imposed by the vehicle rental company for the period of time the rental vehicle is out of service; towing charges to the nearest collision repair facility. In addition, coverage is limited to $500 per incident for reasonable loss of use charges imposed by the vehicle rental company for the period of time the rental vehicle is out of service.
No Foreign Transaction Fees
$0
/As needed
The Bilt Blue Card has no foreign transaction fees for purchases made abroad.

Other Bilt cards

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