Blue Card

Annual fee: $0
Network: mastercard
Type: personal

It earns Bilt Points through its published rewards program, with exact rates and eligibility varying by purchase type and current card terms.

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Welcome offer

$100 of Bilt Cash

Minimum spend: $0
Within: 0 mo

Earning rates

Everything else
1×
pts
Bilt Points
Top earn
Everyday spend
when you select the Flexible Bilt Cash option
4×
cash back
Bilt Cash
Top earn
Bilt dining partners
4×
pts
Bilt Points
Hotels
3×
pts
Bilt Points · Bilt Travel
Flights
2×
pts
Bilt Points · Bilt Travel
Everyday purchases (excluding housing payments)
On the 1st of the month, up to 1,000 bonus points
2×
pts
Bilt Points
Rent and mortgage payments
when housing-only rewards are selected
1.25×
pts
Bilt Points

On-card benefits & credits

No transaction fee on housing payments
$0
/Annual
Pay eligible rent or mortgage payments through Bilt without a transaction fee; the payment is funded from a linked bank account rather than the card’s credit line.
Rent Day double points
$0
/Monthly
On the first day of each month, Blue cardholders earn 2X points on eligible everyday purchases, excluding housing payments, capped at 1,000 bonus points per month.
No-fee authorized users
$0
/Annual
Add up to five authorized users to the Blue Card account without an authorized-user fee; the primary cardholder remains responsible for charges.
No Foreign Transaction Fees
$0
/As needed
The Bilt Blue Card has no foreign transaction fees for purchases made abroad.

Other Bilt cards

Is the Bilt Blue Card right for your spend?

Drop in your typical monthly spend and we'll show exactly how much this card would earn you — plus how it stacks up against your current wallet.

See your savings