Obsidian Card

Annual fee: $95
Network: mastercard
Type: personal

It earns Bilt Points through its rewards structure, but current category rates and benefit terms should be confirmed with Bilt.

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Earning rates

All other purchases
1×
pts
Bilt Rewards
Top earn
Dining
If chosen as your primary 3x bonus category (choice between dining or groceries)
3×
pts
Bilt Rewards
Top earn
Groceries
If chosen as your primary 3x bonus category (choice between dining or groceries); capped at $25,000 in spend per year
3×
pts
Bilt Rewards
Travel
2×
pts
Bilt Rewards
Rent
Earn tiered rewards on rent payments
1×
pts
Bilt Rewards
Mortgage
Earn tiered rewards on mortgage payments
1×
pts
Bilt Rewards

On-card benefits & credits

Trip Delay Insurance
$0
/Annual
Trip Delay Insurance is provided on the Bilt Obsidian Card.

Other Bilt cards

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