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Chase

Air Canada Aeroplan® Card

Annual fee
$195
Network
visa
Type
personal

It earns Aeroplan points on Air Canada purchases, dining, and grocery stores, with a lower base rate on other eligible purchases.

Chase Air Canada Aeroplan® Card

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published
$670

What the issuer advertises.

02Realistic
$170

Pays out with no hoops.

03Yours
Open your wallet

From your real spend and redemptions.

$500 of the advertised value — 75% — comes with strings attached.

Why Perqt says this
  • $670 advertised across 3 benefits.
  • $500 (75%) needs a booking, enrollment, or deadline.
  • Biggest credit — Aeroplan Global +1 benefit (Spend Tier), $500 — comes with conditions.
  • Free first checked bag ($140) posts automatically. No hoops.
  • No-hoops value covers 87% of the annual fee.
Better fit if
  • You'll actually use Aeroplan Global +1 benefit (Spend Tier).
  • You'll actually use Free first checked bag.
  • 3× on Air Canada purchases matches your spend.
Probably not if
  • You won't use Aeroplan Global +1 benefit (Spend Tier).
  • You want the fee covered without chasing — $25 short.

Welcome offer

Earn up to 115,000 bonus points: 75,000 bonus points after spending $4,000 on purchases in the first 3 months, plus 40,000 bonus points after spending $20,000 on purchases in the first 12 months.

Minimum spend
$4,000
Within
3 mo

Earning rates

  • All other purchases
    1×
    pts
    Aeroplan
  • Top earn
    Air Canada purchases
    3×
    pts
    Air Canada Aeroplan
  • Top earn
    Travel
    3×
    pts
    Aeroplan
  • Top earn
    Grocery stores
    3×
    pts
    Aeroplan
  • Top earn
    Dining at restaurants including takeout and eligible delivery services
    3×
    pts
    Aeroplan
  • Gas stations
    2×
    pts
    Aeroplan

On-card benefits & credits

  • Aeroplan Global +1 benefit (Spend Tier)
    $500
    /Annual

    After $1,000,000 in calendar-year purchases, the Global +1 benefit refunds the companion’s base fare in points after completed eligible reward travel. Unlocks after $1,000,000 calendar-year spend on the card.

  • Free first checked bag
    $140
    /Annual

    Primary cardmember and up to eight companions on the same reservation each receive a free first checked bag up to 50 lb when checking in for an eligible Air Canada-operated flight.

  • Global Entry, TSA PreCheck or NEXUS fee credit
    $120
    /One-time

    Receive one statement credit of up to $120 every four years after charging an eligible Global Entry, TSA PreCheck or NEXUS application fee to the card.

  • Priority Check-in
    $0
    /As needed

    Priority Check-in Enjoy the convenience of the Air Canada Priority Check-in counters when flying with Air Canada .

  • Aeroplan Priority Reward voucher (Spend Tier)
    $0
    /Annual

    Receive an Aeroplan Priority Reward voucher after $100,000 in qualifying calendar-year purchases; it gives one passenger 50% off the points portion of an eligible flight reward’s base fare. Unlocks after $100,000 calendar-year spend on the card.

  • Aeroplan Priority Reward voucher — $250,000 tier (Spend Tier)
    $0
    /Annual

    Receive another Aeroplan Priority Reward voucher after $250,000 in qualifying calendar-year purchases; it gives one passenger 50% off an eligible reward’s base fare in points. Unlocks after $250,000 calendar-year spend on the card.

  • Baggage Delay Insurance
    $0
    /As needed

    Reimburses essential purchases such as toiletries and clothing when checked baggage is delayed more than six hours, up to $100 per day for three days.

  • Aeroplan 25K Status
    $0
    /As needed

    You, as the primary cardmember, will receive Aeroplan 25K Status when your Chase Air Canada Aeroplan Card account is opened and up until the account is closed. If you have earned a higher status by other means, you will retain the higher status. Your Chase Air Canada Aeroplan Card account must be linked to your Aeroplan number and must be open and not in default to receive and retain Aeroplan 25K Status. Aeroplan 25K Status is non-transferable and subject to the Aeroplan Elite Status program terms and conditions.

  • Aeroplan 35K Status (Spend Tier)
    $0
    /Annual

    Each calendar year you spend at least $75,000 in purchases on your Chase Air Canada Aeroplan Card account, you, as the primary cardmember, will be granted Aeroplan 35K Status for the remainder of that calendar year and for the next calendar year.

  • Every Air Canada seat available with points
    $0
    /Annual

    Any Air Canada seat available for a cash purchase is also available to book with Aeroplan points, subject to the program’s redemption terms.

  • 10,000 Status Qualifying Credits (Spend Tier)
    $0
    /Annual

    Receive 10,000 SQC after $25,000 in qualifying calendar-year purchases. Unlocks after $25,000 calendar-year spend on the card.

  • 10% Ultimate Rewards transfer bonus
    $0
    /Annual

    Primary cardmembers who also hold an eligible Ultimate Rewards card receive a 10% Aeroplan bonus after transferring at least 50,000 Ultimate Rewards points in one transaction, capped at 25,000 bonus points per calendar year.

  • Fourth night free on Aeroplan hotel redemptions
    $0
    /Annual

    Through December 31, 2026 unless extended, eligible four-night-or-longer participating-hotel stays booked entirely with Aeroplan points receive every fourth night for no additional points.

  • Trip Delay Insurance
    $0
    /As needed

    Covers unreimbursed expenses such as meals and lodging when common-carrier travel is delayed more than 12 hours or requires an overnight stay, up to $500 per covered traveler.

  • Roadside Assistance
    $0
    /As needed

    Provides roadside dispatch assistance, but the service fees are charged to the card at dispatch.

  • Purchase Protection
    $0
    /As needed

    Covers eligible new purchases against damage or theft for 120 days from purchase, up to $500 per item; New York residents have a 90-day coverage period.

  • Preferred Air Canada award pricing
    $0
    /Annual

    Primary cardmembers often need fewer Aeroplan points for Air Canada flight rewards than members without an Aeroplan co-branded card; the benefit does not apply to other airlines.

  • Trip Cancellation and Interruption Insurance
    $0
    /As needed

    Reimburses prepaid, nonrefundable passenger fares when a covered trip is canceled or interrupted by sickness, severe weather or another covered situation, up to $1,500 per traveler and $6,000 per trip.

  • No Foreign Transaction Fees
    $0
    /As needed

    The card does not charge foreign transaction fees on purchases made outside the United States.

  • Auto Rental Collision Damage Waiver
    $0
    /As needed

    Provides secondary U.S. reimbursement for theft and collision damage to most rental vehicles when the full rental is charged to the card and the rental company’s collision insurance is declined.

  • Concierge Service
    $0
    /As needed

    World Mastercard Concierge offers assistance with reservations, tickets, hard-to-find items, gifts and business arrangements; the cardmember pays for purchased goods and services.

  • DoorDash
    $0
    /Monthly

    Get one-year complimentary DashPass by DoorDash ($120/year in value), that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate.

Other Chase cards

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