AAdvantage Platinum Select

Annual fee: $99
Network: mastercard
Type: personal

It earns 2 AAdvantage® miles per $1 on eligible American Airlines purchases, at restaurants, and at gas stations, and 1 mile per $1 on other purchases.

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published

$265

What the issuer advertises.

02Realistic

$140

Pays out with no hoops.

03Yours

Open your wallet

From your real spend and redemptions.

$125 of the advertised value — 47% — comes with strings attached.

Why Perqt says this

$265 advertised across 2 benefits.
$125 (47%) needs a booking, enrollment, or deadline.
Biggest credit — $125 American Airlines flight discount (Spend Tier), $125 — comes with conditions.
Free first checked bag ($140) posts automatically. No hoops.
No-hoops value covers 141% of the annual fee.

Better fit if

You'll actually use $125 American Airlines flight discount (Spend Tier).
You'll actually use Free first checked bag.
2× on eligible American Airlines purchases matches your spend.

Probably not if

You won't use $125 American Airlines flight discount (Spend Tier).

How Perqt calculates this

Welcome offer

Earn 80,000 American Airlines AAdvantage bonus miles after spending $3,500 in purchases within the first 4 months of account opening.

Est. value (Perqt): ~$1,160
Minimum spend: $3,500
Within: 4 mo

First-year annual fee waived

Earning rates

All other purchases
1×
miles
AAdvantage
Top earn
Eligible American Airlines purchases
2×
miles
AAdvantage
Top earn
Restaurants and gas stations
2×
miles
AAdvantage

On-card benefits & credits

Free first checked bag
$140
/Annual
The first checked bag is free on American Airlines domestic itineraries for the primary cardholder and up to four companions on the same reservation.
$125 American Airlines flight discount (Spend Tier)
$125
/Annual
Earn a $125 American Airlines flight discount after $20,000 or more in purchases during the card membership year and renewal. Unlocks after $20,000 calendar-year spend on the card.
Preferred boarding
$0
/Annual
The cardholder and up to four companions on the same American Airlines reservation receive preferred boarding, allowing earlier access to overhead-bin space.
No Foreign Transaction Fees
$0
/As needed
Purchases made outside the U.S. incur no foreign transaction fees.
Citi Entertainment access
$0
/Annual
Cardmembers receive special access to buy tickets for thousands of events, including presales and exclusive experiences covering concerts, sports, dining and more.
AAdvantage miles do not expire
$0
/Annual
AAdvantage miles do not expire while the primary cardmember’s eligible AAdvantage credit-card account remains open.

Other Citi cards

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