Credit Card

Annual fee: $0
Network: mastercard
Type: personal

Prerequisite: Requires an active Gemini account. Not included in annual-fee or break-even math.

It earns up to 4% back in crypto on gas, EV charging, and transit (subject to a monthly spending cap), 3% on dining, 2% on groceries, and 1% on other eligible purchases.

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Earning rates

All other purchases
1×
cash back
Top earn
Dining
on up to $20,000 in annual spend, then 1%
3×
cash back
Groceries
2×
cash back

On-card benefits & credits

Instant crypto reward deposits
$0
/Annual
Eligible crypto rewards are deposited instantly; some exclusions apply, in which case rewards deposit when the transaction posts.
Instant digital card access
$0
/One-time
Approved applicants receive immediate access to a digital card and can add it to a mobile wallet for online, in-app, and point-of-sale purchases.
No foreign transaction fees
$0
/Annual
The card charges no foreign transaction fees on purchases made abroad.
Choice of 50+ crypto reward currencies
$0
/Annual
Choose Bitcoin or any of more than 50 supported cryptocurrencies for rewards, and change the selected cryptocurrency as often as desired.

Is the Gemini Credit Card right for your spend?

Drop in your typical monthly spend and we'll show exactly how much this card would earn you — plus how it stacks up against your current wallet.

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