Gemini Credit Card

Annual fee: $0
Network: mastercard
Type: personal

Prerequisite: Requires an active Gemini account. Not included in annual-fee or break-even math.

Earns 3% back on dining, 2% back on groceries, and 1% back on all other purchases, with rewards instantly deposited into your choice of over 40 cryptocurrencies.

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Earning rates

other
1×
cash back
Crypto Back · Everything else
Top earn
gas
On up to $300 in combined qualifying spend per calendar month, then 1%
4×
cash back
Crypto Back · Gas, EV charging & transit
Top earn
transit
On up to $300 in combined qualifying spend per calendar month, then 1%
4×
cash back
Crypto Back · Gas, EV charging & transit
dining
3×
cash back
Crypto Back
groceries
2×
cash back
Crypto Back

On-card benefits & credits

Mastercard ID Theft Protection
$0
/annual
Mastercard provides account monitoring for unauthorized purchases and identity theft protection.
No Crypto Exchange Fees
$0
/annual
No exchange fees are charged when acquiring your crypto rewards through card spending.

Is the Gemini Credit Card right for your spend?

Drop in your typical monthly spend and we'll show exactly how much this card would earn you — plus how it stacks up against your current wallet.

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