Earns 2X points on travel and 1X point on all other purchases, with an annual $50 statement credit for travel expenses.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Welcome offer
Earn 50,000 Welcome Bonus Points, worth up to $625 in travel when booked through HSBC Travel, after spending $4,000 in the first 3 months of opening your card.
Est. value
$625
Minimum spend
$4,000
Within
3 mo
Earning rates
all other purchases
1×
pts
HSBC Reward Points
Top earn
travel
2×
pts
HSBC Reward Points
On-card benefits & credits
3x Points on Gas and Groceries
$252
/annual
Earn 3x points on gas and grocery purchases. Estimated value based on $6,000 supermarket and $2,400 gas spend annually.
Rewards for Miles Transfer
$200
/annual
Transfer points to 11 airline and 2 hotel travel partners. Value varies by partner and redemption.
1x Points on All Other Purchases
$136
/annual
Earn 1x point per dollar on all other eligible purchases. Estimated value based on $25,000 total annual spend minus category spend.
Cellular Wireless Telephone Protection
$100
/annual
Reimbursement of up to $600 per claim if your cell phone is stolen or damaged when you pay your monthly bill with the card.
Agoda Hotel Discount
$100
/annual
Exclusive 7% discount on hotel bookings made through Agoda when paying with your HSBC credit card.
No Foreign Transaction Fees
$75
/annual
No fees charged by the issuer on transactions made outside of the United States.
2x Points on Travel
$60
/annual
Earn 2x points on travel purchases including flights, hotels, and car rentals. Estimated value based on $3,000 annual travel spend.
Purchase Assurance
$50
/annual
Covers most purchases from damage or theft within 90 days of purchase up to $1,000.
Security Screening Statement Credit
$19
/annual
Statement credit of up to $85 toward Global Entry, TSA PreCheck, TSA PreCheck by CLEAR, or NEXUS application fees once every 4.5 years (54 months).
Instacart+ Benefits
$10
/monthly
Receive 3 free months of Instacart+ for new members and a $10 discount on your second order each month.
Lyft Monthly Credit
$5
/monthly
Take 3 rides in a month and receive a $5 Lyft app credit.
Streaming Service Credit
$5
/monthly
Receive up to $60 in statement credits annually for qualifying TV and radio streaming subscriptions.
