Altitude Reserve

Annual fee: $400
Network: visa
Type: personal

It earns 3 points per dollar on eligible travel and mobile-wallet purchases and 1 point per dollar on other eligible purchases, with points worth more when redeemed for eligible travel through U.S. Bank.

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Welcome offer

Earn 50,000 bonus points after spending $4,500 in eligible purchases within the first 90 days of account opening.

Est. value: $750
Minimum spend: $4,500
Within: 3 mo

Earning rates

All other purchases
1×
pts
Altitude Points
Top earn
Prepaid hotels, car rentals
prepaid bookings
5×
pts
Altitude Points · Altitude Rewards Center
Travel
eligible travel purchases
3×
pts
Altitude Points
Mobile wallet
purchases made using mobile wallets (such as Apple Pay, Google Pay, Samsung Pay)
3×
pts
Altitude Points

On-card benefits & credits

100% charitable-contribution match
$0
/Annual
U.S. Bank matches at 100% each qualifying points redemption made as a monetary contribution to the currently named charity; no cap is stated.
Altitude Reserve account-to-account point transfers
$0
/Annual
Transfer up to 20,000 points per calendar year to other qualifying U.S. Bank Altitude Reserve accounts. The sending and receiving accounts must be in good standing.
Travel loyalty program point transfers
$0
/Annual
Points may be transferred to participating third-party travel loyalty programs when offered. The card-account name must match the loyalty-account name, and partners and transfer values may change.

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