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Wells Fargo · synced with issuer page
Wells Fargo

Choice Privileges Select

Annual fee
$95
Network
visa
Type
personal

It earns Choice Privileges points, with its highest earning rate on eligible Choice Hotels purchases and additional bonus points in select everyday spending categories.

Wells Fargo Choice Privileges Select

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published
$660

What the issuer advertises.

02Realistic
$660

Pays out with no hoops.

03Yours
Open your wallet

From your real spend and redemptions.

Why Perqt says this
  • $660 advertised across 3 benefits.
  • Choice Privileges Platinum Elite status ($250) posts automatically. No hoops.
  • No-hoops value covers 695% of the annual fee.
Better fit if
  • You'll actually use Choice Privileges Platinum Elite status.
  • 10× on Choice Hotels stays matches your spend.
  • No-hoops credits alone clear the fee.
Probably not if

    Welcome offer

    Earn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months.

    Est. value
    $360
    Minimum spend
    $3,000
    Within
    3 mo

    Earning rates

    • All other purchases
      1×
      pts
      Choice Privileges
    • Top earn
      Choice Hotels stays
      At participating Choice Hotels properties
      10×
      pts
      Choice Privileges
    • Gas stations
      5×
      pts
      Choice Privileges
    • Grocery stores
      5×
      pts
      Choice Privileges
    • Home improvement stores
      5×
      pts
      Choice Privileges
    • Phone plans
      Includes landline and mobile phone services
      5×
      pts
      Choice Privileges

    On-card benefits & credits

    • 30,000-point anniversary bonus
      $210
      /Annual

      Earn 30,000 Choice Privileges bonus points every 12-month anniversary period while the account remains open, not delinquent, and not in default; awarded after the anniversary-date billing cycle.

    • No foreign transaction fee
      $0
      /Annual

      No foreign currency conversion fee is charged on purchases converted to U.S. dollars when using the card for travel.

    • Choice Privileges Platinum Elite status
      $0
      /Annual

      Receive automatic Choice Privileges Platinum Elite status, including a 25% bonus on base Choice Privileges points from qualifying stays; WoodSpring Suites does not participate.

    • Mastercard World Elite benefits
      $0
      /Annual

      World Elite Mastercard features include additional security benefits, exclusive offers, concierge, and travel and lifestyle services; specific terms, conditions, and exclusions apply.

    • Milestone Rewards qualification
      $0
      /Annual

      Eligible card spending earns Milestone Qualifying Credits toward Choice Privileges Milestone Rewards such as bonus points or gift cards. The card’s bonus Elite Qualifying Nights do not count as Milestone Qualifying Nights.

    • Fast track to higher elite status
      $0
      /Annual

      Eligible spending on the card earns qualifying credits that can help reach a higher Choice Privileges elite tier beyond the status granted by the card; not all earned points qualify.

    • 20 Elite Qualifying Nights
      $0
      /Annual

      Receive 20 Elite Qualifying Nights each calendar year. The linked Choice Privileges account receives them within 14 days after opening and within 14 days of January 1 in later years if the card was open on December 31.

    Other Wells Fargo cards

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