Best Credit Cards for Restaurants & Dining (2026)

Dining & Restaurants

Find the highest-earning credit cards for restaurants, takeout, and food delivery — ranked by points-per-dollar with real cash-back math.

Choose your wallet

1
American Express
Hilton Honors Aspire
$550 annual fee · earns Hilton Honors · At U.S. restaurants (including takeout and delivery)
7×
pts
2
American Express
Hilton Honors Surpass
$150 annual fee · earns Hilton Honors · at U.S. restaurants, including takeout and delivery
6×
pts
3
Citi
Strata Elite
$595 annual fee · earns Citi ThankYou Points · Friday and Saturday nights
6×
pts
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4
Chase
IHG One Rewards Premier
$99 annual fee
5×
pts
5
American Express
Gold
$325 annual fee
4×
pts
6
Barclays
Wyndham Rewards Earner Plus
$75 annual fee
4×
pts
7
American Express
Marriott Bonvoy Bevy
$250 annual fee
4×
pts
8
Chase
Marriott Bonvoy Bountiful
$250 annual fee
4×
pts

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Dining, groceries, travel, streaming, transit — every dollar you swipe has a best-earning card. Explore a few below, or unlock the whole map.

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