Top credit cards for grocery spend at supermarkets like Whole Foods, Kroger, Publix, and Trader Joe's — ranked by effective return.
- 1
American Express
Hilton Honors Surpass
$150 annual fee · earns Hilton Honors · at U.S. supermarkets
6×
pts
- 2
American Express
Blue Cash Preferred
$95 annual fee · on up to $6,000 per year in purchases, then 1%
6×
cash back
- 3
Wells Fargo
Choice Privileges Select
$95 annual fee · earns Choice Privileges
5×
pts
Unlock every card ranked for groceries & supermarkets…
The cards above are a preview. Perqt members see every ranked card with real cash-back math and picks from their own wallet.
Sign up to unlock- 4
American Express
Blue Cash EveryDay
$0 annual fee
4.5×
pts
- 5
American Express
Gold
$325 annual fee
4×
pts
- 6
Barclays
Wyndham Rewards Earner Plus
$75 annual fee
4×
pts
- 7
American Express
Marriott Bonvoy Bevy
$250 annual fee
4×
pts
- 8
Chase
Marriott Bonvoy Bountiful
$250 annual fee
4×
pts
- 9
Capital One
SavorOne Rewards
$39 annual fee
3×
cash back
- 10
Capital One
Savor
$0 annual fee
3×
cash back
- 11
Bilt
Bilt Obsidian Card
$95 annual fee
3×
pts
- 12
Chase
Marriott Bonvoy Boundless
$95 annual fee
3×
pts
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