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All comparisons
Head-to-head, 2026

American Express Blue Business Plus American Express Blue Cash EveryDay

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Bigger welcome offer: American Express Blue Business Plus

American Express

Blue Business Plus

Annual fee
$0
Network
amex
Welcome value
~$300
Min spend
$3,000 / 3mo

Top earning rates

  • 2×Everyday business purchases · Membership Rewards
  • 2×Eligible purchases on AmexTravel.com or the Amex Travel App™ · Membership Rewards
  • 1×All other eligible purchases · Membership Rewards

Key benefits

  • Extended Warranty · $0
  • Car Rental Loss and Damage Insurance · $0
  • Amex Special Ticket Access · $0
  • Purchase Protection · $0
  • Year-End Summary · $0
Full American Express Blue Business Plus review

American Express

Blue Cash EveryDay

Annual fee
$0
Network
amex
Welcome value
$200
Min spend
$2,000 / 6mo

Top earning rates

  • 3×Groceries at U.S. supermarkets
  • 3×U.S. Online Retail purchases
  • 3×Gas at U.S. gas stations
  • 1×Other eligible purchases

Key benefits

  • $180 Home Chef Credit · $15
  • $84 Disney Streaming Credit · $7
  • Car Rental Loss and Damage Insurance · $0
  • Purchase Protection · $0
  • American Express Venue Collection · $0
Full American Express Blue Cash EveryDay review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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