Blue Cash EveryDay

Annual fee: $0
Network: amex
Type: personal

Earn 3% cash back at U.S. supermarkets, U.S. online retail purchases, and at U.S. gas stations (on up to $6,000 per year in purchases in each category, then 1%), and 1% on other purchases.

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published

$264

What the issuer advertises.

02Realistic

Pays out with no hoops.

03Yours

Open your wallet

From your real spend and redemptions.

$264 of the advertised value — 100% — comes with strings attached.

Why Perqt says this

$264 advertised across 2 benefits.
$264 (100%) needs a booking, enrollment, or deadline.
Biggest credit — $180 Home Chef Credit, $180 — only via Home Chef.

Better fit if

You book travel through Home Chef.
4.5× on supermarkets matches your spend.

Probably not if

You book direct, not via Home Chef.

How Perqt calculates this

Welcome offer

$200 back as a statement credit after spending $2,000 in purchases on the card in the first 6 months.

Est. value: $200
Minimum spend: $2,000
Within: 6 mo

Earning rates

All other purchases
Base rate for other purchases
1×
pts
Membership Rewards · Earns 1x points on all other purchases.
Top earn
Supermarkets
When you use your card 30 or more times in a billing period (up to $6,000 spent per calendar year, then 1.5x)
4.5×
pts
Membership Rewards · Earns a 50% bonus on supermarket purchases when you make 30 or more transactions in a billing period.
Supermarkets
Up to $6,000 spent per calendar year (then 1x)
3×
pts
Membership Rewards · Earns 3x points at U.S. supermarkets (up to $6,000/year).
Gas
When you use your card 30 or more times in a billing period
3×
pts
Membership Rewards · Earns a 50% bonus on gas station purchases when you make 30 or more transactions in a billing period.
Gas
At U.S. gas stations
2×
pts
Membership Rewards · Earns 2x points at U.S. gas stations.
All other purchases
When you use your card 30 or more times in a billing period
1.5×
pts
Membership Rewards · Earns a 50% bonus on other purchases when you make 30 or more transactions in a billing period.

On-card benefits & credits

$180 Home Chef Credit
$15
/Monthly
Get up to $15 in statement credits monthly on a Home Chef subscription.
$84 Disney Streaming Credit
$7
/Monthly
Get up to $7 back each month when you use your Card to purchase eligible streaming subscriptions to Disney+, Hulu, and ESPN.
Car Rental Loss and Damage Insurance
$0
/One-time
Secondary coverage for damage to or theft of a rental vehicle when you decline the rental company's collision damage waiver.
American Express Venue Collection™
$0
/Annual
Get 10% back on qualifying concessions purchases up to $250 per calendar year at select stadiums and arenas.
Purchase Protection
$0
/One-time
Protects eligible purchases against theft or accidental damage for up to 90 days from the purchase date.

Other American Express cards

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