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All comparisons
Head-to-head, 2026

American Express Blue Cash EveryDay American Express Hilton Honors Aspire

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: American Express Blue Cash EveryDayBigger welcome offer: American Express Hilton Honors Aspire

American Express

Blue Cash EveryDay

Annual fee
$0
Network
amex
Welcome value
$200
Min spend
$2,000 / 6mo

Top earning rates

  • 4.5×Supermarkets · Membership Rewards
  • 3×Supermarkets · Membership Rewards
  • 3×Gas · Membership Rewards
  • 2×Gas · Membership Rewards

Key benefits

  • $180 Home Chef Credit · $15
  • $84 Disney Streaming Credit · $7
  • Car Rental Loss and Damage Insurance · $0
  • American Express Venue Collection™ · $0
  • Purchase Protection · $0
Full American Express Blue Cash EveryDay review

American Express

Hilton Honors Aspire

Annual fee
$550
Network
amex
Welcome value
$750
Min spend
$6,000 / 6mo

Top earning rates

  • 14×Hotels · Hilton Honors
  • 7×Flights · Hilton Honors
  • 7×Car rentals · Hilton Honors
  • 7×Dining · Hilton Honors

Key benefits

  • Annual Free Night Reward · $350
  • Free Night Reward at $30k (Spend Tier) · $350
  • $219 CLEAR+ Credit · $219
  • Hilton Resort Credit · $200
  • $200 Flight Credit · $50
Full American Express Hilton Honors Aspire review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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