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All comparisons
Head-to-head, 2026

American Express Blue Cash EveryDay American Express Hilton Honors Business

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: American Express Blue Cash EveryDayBigger welcome offer: American Express Hilton Honors Business

American Express

Blue Cash EveryDay

Annual fee
$0
Network
amex
Welcome value
$200
Min spend
$2,000 / 6mo

Top earning rates

  • 4.5×U.S. supermarkets · American Express Membership Rewards
  • 3×Amex Travel portals · American Express Membership Rewards
  • 3×U.S. gas stations · American Express Membership Rewards
  • 3×U.S. supermarkets · American Express Membership Rewards

Key benefits

  • Car Rental Loss and Damage Insurance · $105
  • ShopRunner Membership · $79
  • Extended Warranty · $50
  • Global Assist Hotline · $25
  • Pay It Plan It® · $25
Full American Express Blue Cash EveryDay review

American Express

Hilton Honors Business

Annual fee
$195
Network
amex
Welcome value
$780
Min spend
$6,000 / 6mo

Top earning rates

  • 12×hotels · Hilton Honors
  • 5×all other purchases · Hilton Honors
  • 3×all other purchases · Hilton Honors

Key benefits

  • Hilton Honors Gold Status · $250
  • Second Free Night Reward (after $60k spend) · $250
  • Priority Pass Select Membership · $250
  • No Foreign Transaction Fees · $50
Full American Express Hilton Honors Business review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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