American Express Gold Bank of America Atmos™ Rewards Visa Signature® Business Card
American Express Gold
$325/yr
Bank of America Atmos™ Rewards Visa Signature® Business Card
$95/yr
Every $1 · two cards
American Express Gold earns more in 6 of 9 categories · Bank of America Atmos™ Rewards Visa Signature® Business Card in 2
- Dining4×8¢ per $1
up to $50,000/yr
1×1.55¢ per $1 - Groceries4×8¢ per $1
up to $25,000/yr
1×1.55¢ per $1 - Gas1×2¢ per $12×3.1¢ per $1
- Flights3×6¢ per $11×1.55¢ per $1
- Hotels5×10¢ per $1
via amextravel.com
1×1.55¢ per $1 - Everything else1×2¢ per $11×1.55¢ per $1
Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.
Fees, welcome offers & benefits
American Express
Gold
- Annual fee
- $325
- Network
- amex
- Welcome value
- —
- Min spend
- $8,000 / 6mo
Top earning rates
- 5×Prepaid hotels · Membership Rewards
- 4×US supermarkets · Membership Rewards
- 4×Restaurants worldwide · Membership Rewards
- 3×Flights · Membership Rewards
Key benefits
- The Hotel Collection $100 Credit · $100
- $100 Resy Credit · $50
- $120 Dining Credit · $10
- $120 Uber Cash · $10
- $84 Dunkin' Credit · $7
Bank of America
Atmos™ Rewards Visa Signature® Business Card
- Annual fee
- $95
- Network
- visa
- Welcome value
- $840
- Min spend
- $4,000 / 3mo
Top earning rates
- 3×Eligible Alaska Airlines and Hawaiian Airlines purchases · Atmos Rewards
- 2×Eligible gas, EV charging station, shipping and local transit purchases, including rideshare · Atmos Rewards
- 1×All other purchases · Atmos Rewards
Key benefits
- Free first checked bag · $140
- $100 Alaska Lounge+ Membership Discount · $100
- Purchase Security · $0
- Travel and Emergency Services · $0
- 10% rewards bonus with an eligible Bank of America account · $0
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
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