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Bank of America · synced with issuer page
Bank of America

Atmos™ Rewards Visa Signature® Business Card

Annual fee
$95
Network
visa
Type
business

It earns Atmos Rewards points on eligible purchases, with elevated rewards in select categories and program-specific travel perks.

Bank of America Atmos™ Rewards Visa Signature® Business Card

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published
$240

What the issuer advertises.

02Realistic
$240

Pays out with no hoops.

03Yours
Open your wallet

From your real spend and redemptions.

Why Perqt says this
  • $240 advertised across 2 benefits.
  • Free first checked bag ($140) posts automatically. No hoops.
  • No-hoops value covers 253% of the annual fee.
Better fit if
  • You'll actually use Free first checked bag.
  • 3× on eligible Alaska Airlines and Hawaiian Airlines purchases matches your spend.
  • No-hoops credits alone clear the fee.
Probably not if

    Welcome offer

    70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after making $4,000 or more in purchases within the first 90 days of account opening.

    Est. value (Perqt)
    ~$700
    Minimum spend
    $4,000
    Within
    3 mo

    Earning rates

    • All other purchases
      1×
      pts
    • Top earn
      Eligible Alaska Airlines and Hawaiian Airlines purchases
      3×
      pts
    • Eligible gas, EV charging station, shipping and local transit purchases, including rideshare
      2×
      pts

    On-card benefits & credits

    • Free first checked bag
      $140
      /Annual

      Free checked bag: Up to six travelers on the same reservation can add their first checked bag for free on qualifying reservations. These flights must be marketed by or operated by Alaska Airlines, Horizon Air, or SkyWest. Payment for the booking must be made with your Alaska Airlines credit card. Mileage members who are already entitled to a free bag cannot double dip with this benefit (there is only one free bag per person).

    • $100 Alaska Lounge+ Membership Discount
      $100
      /Annual
    • 20% Inflight Rebate on Food, Beverage and Wi-Fi Onboard Purchases
      $0
      /As needed
    • Preferred boarding
      $0
      /Annual

      Cardholders receive preferred boarding on Alaska Airlines and Hawaiian Airlines flights when tickets are purchased with the card.

    • Purchase Security
      $0
      /As needed

      Eligible purchases receive protection against loss, damage, theft, or fire, subject to applicable terms.

    • Travel and Emergency Services
      $0
      /As needed

      Travel services include auto rental coverage and $1 million in travel accident insurance, along with emergency ticket replacement, lost-luggage assistance, and legal and medical referrals.

    • 10% rewards bonus with an eligible Bank of America account
      $0
      /As needed

      Relationship Bonus: A 10% rewards bonus on all miles earned from card purchases with an open, eligible Bank of America checking, savings or investment account.

    • Auto Rental Collision Damage Waiver
      $0
      /As needed

      Built-in auto rental coverage is available when the card is used to rent an eligible vehicle.

    • No international transaction fees
      $0
      /Annual

      The card has no international transaction fees.

    • Free business credit scores
      $0
      /As needed

      Cardholders can view Dun & Bradstreet business credit scores for free through Business Advantage 360.

    Other Bank of America cards

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