American Express Gold Wells Fargo Autograph Journey
American Express Gold
$325/yr
Wells Fargo Autograph Journey
$95/yr
Every $1 · two cards
American Express Gold earns more in 8 of 9 categories · Wells Fargo Autograph Journey in 0
- Dining4×8¢ per $1
up to $50,000/yr
3×3¢ per $1 - Groceries4×8¢ per $1
up to $25,000/yr
1×1¢ per $1 - Gas1×2¢ per $11×1¢ per $1
- Flights3×6¢ per $14×4¢ per $1
- Hotels5×10¢ per $1
via amextravel.com
5×5¢ per $1 - Everything else1×2¢ per $11×1¢ per $1
Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.
Fees, welcome offers & benefits
American Express
Gold
- Annual fee
- $325
- Network
- amex
- Welcome value
- —
- Min spend
- $8,000 / 6mo
Top earning rates
- 5×Prepaid hotels · Membership Rewards
- 4×US supermarkets · Membership Rewards
- 4×Restaurants worldwide · Membership Rewards
- 3×Flights · Membership Rewards
Key benefits
- The Hotel Collection $100 Credit · $100
- $100 Resy Credit · $50
- $120 Dining Credit · $10
- $120 Uber Cash · $10
- $84 Dunkin' Credit · $7
Wells Fargo
Autograph Journey
- Annual fee
- $95
- Network
- visa
- Welcome value
- $600
- Min spend
- $4,000 / 3mo
Top earning rates
- 5×Hotels · Wells Fargo Rewards
- 4×Airlines · Wells Fargo Rewards
- 3×Restaurants · Wells Fargo Rewards
- 3×Other Travel · Wells Fargo Rewards
Key benefits
- $50 annual airline statement credit · $50
- Visa Signature Concierge Service · $0
- Autograph Card Exclusives · $0
- Auto Rental Collision Damage Waiver · $0
- Trip Cancellation and Interruption Insurance · $0
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
Get my personal answer