Earns 5x points on hotels, 4x points on airlines, 3x points on other travel and dining, and 1x point on all other purchases.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Welcome offer
Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months - that's $600 toward your next trip.
Est. value
$600
Minimum spend
$4,000
Within
3 mo
Earning rates
all other purchases
all other purchases
1×
pts
Wells Fargo Rewards · 1x point on other purchases
Top earn
hotels
booked directly with hotels
5×
pts
Wells Fargo Rewards · 5x points on hotels
airlines
booked directly with airlines
4×
pts
Wells Fargo Rewards · 4x points on airlines
travel
other travel purchases (excluding hotels and airlines)
3×
pts
Wells Fargo Rewards · 3x points on other travel
dining
dining, including eating out and takeout
3×
pts
Wells Fargo Rewards · 3x points on dining
On-card benefits & credits
1x points on Base Spend
$164
/annual
1 point per $1 spent on all other purchases. Estimated against ~$16,400 remaining spend of $25k total.
3x points on Dining
$108
/annual
3 points per $1 spent on dining. Estimated against ~$3,600/yr in dining spend.
5x points on Hotels
$100
/annual
5 points per $1 spent on hotels. Estimated against ~$2,000/yr in hotel spend.
Cell Phone Protection
$100
/annual
Up to $600 of protection against damage or theft of your cell phone when you pay your monthly bill with the card (subject to $25 deductible).
4x points on Airlines
$80
/annual
4 points per $1 spent on airfare. Estimated against ~$2,000/yr in airline spend.
No Foreign Transaction Fees
$60
/annual
No additional fees charged on international transactions. Value based on 3% savings on ~$2,000 international spend.
Auto Rental Collision Damage Waiver
$50
/annual
Reimbursement for the cost to repair or replace your vehicle in the event of a collision or theft.
Annual Airline Credit
$50
/annual
$50 annual statement credit for airfare purchases of $50 or more made directly with airlines.
Point Transfer Rewards
$50
/annual
Ability to transfer points 1:1 to airline and hotel partners like Air France-KLM, British Airways, and Choice Privileges.
3x points on Other Travel
$30
/annual
3 points per $1 spent on other travel. Estimated against ~$1,000/yr in travel spend.
Autograph Card Concierge
$25
/annual
Access to a 24/7 concierge for assistance with travel planning, dinner reservations, and event tickets.
Baggage Delay Reimbursement
$20
/annual
Reimbursement for essential items if your bags are delayed by more than 6 hours.
Travel Accident Insurance
$5
/annual
Reimbursement for common carrier fares in the event of death or dismemberment.
