Autograph Journey
- Annual fee
- $95
- Network
- visa
- Type
- personal
It earns 5X points on hotels, 4X on airlines, 3X on other travel and dining, and 1X on other purchases.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Three ways to value this card. Only one of them is yours.
What the issuer advertises.
Pays out with no hoops.
- $50 advertised across 1 benefits.
- $50 annual airline statement credit ($50) posts automatically. No hoops.
- No-hoops value covers 53% of the annual fee.
- You'll actually use $50 annual airline statement credit.
- 5× on hotels matches your spend.
- You want the fee covered without chasing — $45 short.
Welcome offer
Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip
- Est. value
- $600
- Minimum spend
- $4,000
- Within
- 3 mo
Earning rates
- All other purchases1×ptsWells Fargo Rewards
- Top earnHotelsdirect bookings or through Wells Fargo Rewards travel portal5×ptsWells Fargo Rewards
- Airlinesdirect bookings or through Wells Fargo Rewards travel portal4×ptsWells Fargo Rewards
- Travelother travel (excluding hotels and airlines)3×ptsWells Fargo Rewards
- Dining3×ptsWells Fargo Rewards
On-card benefits & credits
- $50 annual airline statement credit$50/Annual
Receive one $50 statement credit each year after the first qualifying airline purchase of at least $50; it may take up to 60 days to post.
- Lost baggage reimbursement$0/Annual
Secondary reimbursement for baggage lost due to theft or misdirection by a common carrier. The common-carrier fare must be purchased entirely with the card and/or associated rewards.
- Autograph Card Exclusives$0/Annual
Provides access to limited-ticket live events featuring popular artists. Pay with the eligible Wells Fargo card during the specified sales window; tickets are first come, first served and remain subject to fees.
- Visa Signature® Concierge Services$0/Annual
Complimentary 24/7 Visa Signature concierge assistance can help find event tickets, book travel and make dining reservations. Cardholders pay all charges associated with purchases or bookings.
- Trip cancellation and interruption protection$0/Annual
Secondary reimbursement for eligible nonrefundable lodging, flights and activities when a trip is canceled or interrupted for a covered reason. The entire trip cost, less eligible certificates, vouchers or coupons, must be paid with the card.
- No foreign transaction fee$0/Annual
Wells Fargo does not charge a fee to convert qualifying purchases made abroad into U.S. Dollars.
- My Wells Fargo Deals$0/Annual
Access personalized merchant deals that can earn cash back as an account credit. Activate the offer and satisfy its terms using the eligible card before expiration.
- Travel and emergency assistance services$0/Annual
Provides worldwide emergency assistance and referrals for covered Wells Fargo cardholders. The cardholder remains responsible for the cost of medical, legal, transportation or other services provided.
- Rewards points transfers$0/Annual
Wells Fargo Rewards points may be transferred online in any amount to participating airline and hotel loyalty programs; all transfers are final and partner terms apply.
- Roadside Dispatch®$0/Annual
Provides 24/7 roadside dispatch without a membership. Service-call charges apply, and mileage beyond five miles costs extra; availability and vehicle restrictions apply.
- Emergency cash disbursement and card replacement$0/Annual
Visa can arrange an emergency cash advance or replacement card, generally within one to three business days after issuer approval. Cash-advance fees and interest apply.
- Common carrier travel accident insurance$0/Annual
Provides travel accident insurance when the covered common-carrier fare is paid in full with the card and/or associated rewards. Coverage applies to specified accidental losses on a covered trip.
- Visa Signature® Luxury Hotel Collection$0/Annual
Qualifying bookings through the Visa Signature Luxury Hotel Collection can receive program benefits; restrictions apply and benefits may be substituted when unavailable.
- Cellular telephone protection$0/Annual
Covers eligible cell phones against damage, theft or unintended separation when the total monthly phone bill is paid with the card. There is a $25 deductible and a maximum of two paid claims per 12-month period; mysterious disappearance is excluded.
- Auto rental collision damage waiver$0/Annual
Secondary coverage can reimburse covered rental-car damage or theft. Pay the full rental cost with the card and/or associated rewards and decline the rental company's coverage; certain vehicles are excluded.
- Zero Liability Protection$0/Annual
Cardholders are not responsible for promptly reported unauthorized transactions, subject to applicable conditions.
Other Wells Fargo cards
Is the Autograph Journey right for your spend?
Drop in your typical monthly spend and we'll show exactly how much this card would earn you — plus how it stacks up against your current wallet.