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All comparisons
Head-to-head, 2026

Bank of America Atmos™ Rewards Ascent Visa Signature® Bank of America Atmos™ Rewards Visa Signature® Business Card

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Lower annual fee: Bank of America Atmos™ Rewards Visa Signature® Business Card

Bank of America

Atmos™ Rewards Ascent Visa Signature®

Annual fee
$100
Network
visa
Welcome value
—
Min spend
—

Top earning rates

  • 5×climate-positive actions and sustainable partner brands · cash_back_percent
  • 5×electric vehicle charging and public transportation · cash_back_percent
  • 1×all other purchases · cash_back_percent

Key benefits

  • Annual $99 Companion Fare (Spend Tier) · $300
  • Free checked bag · $140
  • Alaska Lounge+ Membership Discount · $100
  • No foreign transaction fees · $0
  • 20% Inflight Rebate · $0
Full Bank of America Atmos™ Rewards Ascent Visa Signature® review

Bank of America

Atmos™ Rewards Visa Signature® Business Card

Annual fee
$95
Network
visa
Welcome value
—
Min spend
—

Top earning rates

  • 3×Alaska Airlines purchases · Alaska Airlines Mileage Plan
  • 1×all other purchases · Alaska Airlines Mileage Plan

Key benefits

  • 1x Miles on All Purchases · $330
  • Famous Companion Fare™ · $300
  • Free First Checked Bag · $210
  • 3x Miles on Alaska Airlines Purchases · $135
  • $100 Alaska Lounge+ Discount · $100
Full Bank of America Atmos™ Rewards Visa Signature® Business Card review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

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