Bilt Bilt Blue Card Capital One Venture Rewards
Bilt Blue Card
$0/yr


Capital One Venture Rewards
$95/yr
Every $1 · two cards
Bilt Blue Card earns more in 2 of 9 categories · Capital One Venture Rewards in 7
- Dining1×2.2¢ per $12×3.6¢ per $1
- Groceries1×2.2¢ per $12×3.6¢ per $1
- Gas1×2.2¢ per $12×3.6¢ per $1
- Flights2×4.4¢ per $1
via Bilt Travel
2×3.6¢ per $1 - Hotels3×6.6¢ per $1
via Bilt Travel
5×9¢ per $1via Capital One Travel
- Everything else1×2.2¢ per $12×3.6¢ per $1
Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.
Fees, welcome offers & benefits
Bilt
Bilt Blue Card
- Annual fee
- $0
- Network
- mastercard
- Welcome value
- $100
- Min spend
- $0
Top earning rates
- 4×Everyday Spend
- 4×Bilt dining partners · Bilt Points
- 3×Hotels · Bilt Points
- 3×Lyft · Bilt Points
Key benefits
- Rent Day double points · $0
- No transaction fees on housing payments · $0
- MasterRental Coverage · $0
- Cellular Wireless Telephone Protection · $0
- No-fee authorized users · $0
Capital One
Venture Rewards
- Annual fee
- $95
- Network
- visa
- Welcome value
- $1,050
- Min spend
- $4,000 / 3mo
Top earning rates
- 5×Hotels, vacation rentals, and rental cars · Capital One Miles
- 5×Capital One Entertainment purchases · Capital One Miles
- 2×Every purchase · Capital One Miles
Key benefits
- Global Entry or TSA PreCheck credit · $120
- $50 Lifestyle Collection experience credit · $50
- Capital One Offers · $0
- Capital One Entertainment access · $0
- No Foreign Transaction Fees · $0
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
Get my personal answer