Bilt Bilt Palladium Card vs Wells Fargo Autograph Journey

Bilt Palladium Card

$495/yr

VS

Wells Fargo Autograph Journey

$95/yr

Every $1 · two cards

Bilt Palladium Card earns more in 9 of 9 categories · Wells Fargo Autograph Journey in 0

• Dining
  2×4.4¢ per $1
  3×3¢ per $1
• Groceries
  2×4.4¢ per $1
  1×1¢ per $1
• Gas
  2×4.4¢ per $1
  1×1¢ per $1
• Flights
  3×6.6¢ per $1

  via Bilt Travel

  4×4¢ per $1
• Hotels
  4×8.8¢ per $1

  via Bilt Travel

  5×5¢ per $1
• Everything else
  2×4.4¢ per $1
  1×1¢ per $1

Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.