Perqt AI Wallet logo
All comparisons
Head-to-head, 2026

Capital One Venture X Business Capital One Venture X Rewards

Annual fee, welcome offer, top earning categories, and key benefits — compared side-by-side using Perqt's catalog data.

Capital One

Venture X Business

Annual fee
$395
Network
visa
Welcome value
—
Min spend
$30,000 / 3mo

Top earning rates

  • 10×Hotels and rental cars
  • 5×Flights and vacation rentals
  • 2×Every purchase

Key benefits

  • Global Entry or TSA PreCheck credit · $120
  • Premier Collection $100 experience credit · $100
  • Capital One Lounge and Landing access · $0
  • Extended Warranty · $0
  • Priority Pass Membership · $0
Full Capital One Venture X Business review

Capital One

Venture X Rewards

Annual fee
$395
Network
visa
Welcome value
$750
Min spend
$4,000 / 3mo

Top earning rates

  • 10×Hotels & rental cars
  • 5×Flights and vacation rentals
  • 5×Capital One Entertainment purchases
  • 2×All other purchases

Key benefits

  • $300 annual Capital One Travel credit · $300
  • Complimentary PRIOR subscription · $149
  • Global Entry or TSA PreCheck credit · $120
  • Premier Collection hotel experience credit · $100
  • Premier Collection vacation rental experience credit · $100
Full Capital One Venture X Rewards review

Wondering which one is right for your wallet?

Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.

Get my personal answer