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Capital One

Venture X Business

Annual fee
$395
Network
visa
Type
business

It earns 2 miles per dollar on every purchase, with elevated rewards on hotels and rental cars booked through Capital One Travel.

Capital One Venture X Business

Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.

Perqt Analysis

Three ways to value this card. Only one of them is yours.

01Published
$130

What the issuer advertises.

02Realistic
$30

Pays out with no hoops.

03Yours
Open your wallet

From your real spend and redemptions.

$100 of the advertised value — 77% — comes with strings attached.

Why Perqt says this
  • $130 advertised across 2 benefits.
  • $100 (77%) needs a booking, enrollment, or deadline.
  • Biggest credit — Premier Collection $100 experience credit, $100 — comes with conditions.
  • Global Entry or TSA PreCheck credit ($30) posts automatically. No hoops.
  • No-hoops value covers 8% of the annual fee.
Better fit if
  • You'll actually use Premier Collection $100 experience credit.
  • You'll actually use Global Entry or TSA PreCheck credit.
  • 10× on Hotels matches your spend.
Probably not if
  • You won't use Premier Collection $100 experience credit.
  • You want the fee covered without chasing — $365 short.

Welcome offer

Earn 150,000 miles when you spend $30,000 in the first 3 months.

Est. value
$1,500
Minimum spend
$30,000
Within
3 mo

Earning rates

  • All Purchases
    2×
    miles
    Capital One Miles
  • Top earn
    Hotels
    Booked through Capital One Travel
    10×
    miles
    Capital One Miles · Capital One Travel
  • Top earn
    Rental Cars
    Booked through Capital One Travel
    10×
    miles
    Capital One Miles · Capital One Travel
  • Flights
    Booked through Capital One Travel
    5×
    miles
    Capital One Miles · Capital One Travel

On-card benefits & credits

  • Global Entry or TSA PreCheck credit
    $120
    /One-time

    Receive up to $120 toward the application fee for either Global Entry or TSA PreCheck. One statement credit is available per account every four years when the fee is charged to the card.

  • Premier Collection $100 experience credit
    $100
    /One-time

    Eligible Premier Collection hotel and vacation-rental bookings receive up to a $100 experience credit per stay. Book through Capital One Business Travel in the cardholder’s name; qualifying uses and availability vary by property.

  • Capital One Lounge and Landing access
    $0
    /Annual

    The primary cardholder receives complimentary access to Capital One Lounges and Landings, subject to space availability. Present the physical card or digital lounge pass.

  • Extended warranty protection
    $0
    /Annual

    Eligible purchases receive additional warranty and protection at no charge. Terms, exclusions and payment requirements are contained in the card’s Guide to Benefits.

  • Priority Pass membership
    $0
    /Annual

    The primary cardholder can enroll in Priority Pass for access to more than 1,300 participating lounges worldwide.

  • Expense Management tools
    $0
    /Annual

    Employees can attach receipts and notes to transactions to streamline business expense reporting.

  • Capital One Business Travel access
    $0
    /Annual

    Cardholders receive complimentary access to Capital One Business Travel, an all-in-one platform for managing business travel and expenses.

  • Free employee cards
    $0
    /Annual

    Employee cards are available at no additional card fee, letting the business track employee spending and earn rewards on employee purchases.

  • Premier Collection stay benefits
    $0
    /One-time

    Premier Collection hotel bookings include daily breakfast for two, complimentary Wi-Fi, and room upgrades, early check-in and late checkout when available. Benefits apply per room, per stay.

  • No foreign transaction fees
    $0
    /Annual

    The card charges no foreign transaction fees on purchases made outside the United States.

  • Accounts Payable tools
    $0
    /Annual

    The account includes tools for sending and tracking vendor payments in one place.

Other Capital One cards

Is the Venture X Business right for your spend?

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