Capital One Venture X Rewards Chase Sapphire Reserve for Business
Capital One Venture X Rewards
$395/yr
Chase Sapphire Reserve for Business
$795/yr
Every $1 · two cards
Capital One Venture X Rewards earns more in 7 of 9 categories · Chase Sapphire Reserve for Business in 1
- Dining2×3.6¢ per $11×2.05¢ per $1
- Groceries2×3.6¢ per $11×2.05¢ per $1
- Gas2×3.6¢ per $11×2.05¢ per $1
- Flights5×9¢ per $1
via Capital One Travel
8×16.4¢ per $1via Chase Travel
- Hotels10×18¢ per $1
via Capital One Travel
8×16.4¢ per $1via Chase Travel
- Everything else2×3.6¢ per $11×2.05¢ per $1
Value per $1 uses the same point values as Discover Value: cash back at face value, points at Perqt's value for each program. Rates that apply all the time are shown, with caps and booking sites named; limited-time, spend-threshold and pick-one bonuses are in each card's full review. Annual fees and welcome offers are not counted here.
Fees, welcome offers & benefits
Capital One
Venture X Rewards
- Annual fee
- $395
- Network
- visa
- Welcome value
- $750
- Min spend
- $4,000 / 3mo
Top earning rates
- 10×Hotels & rental cars · Capital One Miles
- 5×Flights and vacation rentals · Capital One Miles
- 5×Capital One Entertainment purchases · Capital One Miles
- 2×All other purchases · Capital One Miles
Key benefits
- $300 annual Capital One Travel credit · $300
- Global Entry or TSA PreCheck credit · $120
- Premier Collection Vacation Rental Experience Credit · $100
- Premier Collection Hotel Experience Credit · $100
- Lifestyle Collection Vacation Rental Experience Credit · $50
Chase
Sapphire Reserve for Business
- Annual fee
- $795
- Network
- visa
- Welcome value
- $4,000
- Min spend
- $30,000 / 6mo
Top earning rates
- 8×Chase Travel purchases · Ultimate Rewards
- 5×Lyft products and services · Ultimate Rewards
- 4×Flights and hotels booked direct · Ultimate Rewards
- 3×Social media and search engine advertising · Ultimate Rewards
Key benefits
- $1,000 The Edit Hotel Credit · $1000
- $500 The Shops at Chase credit (Spend Tier) · $500
- $500 Southwest Airlines Chase Travel credit (Spend Tier) · $500
- Annual Travel Credit · $300
- $250 select Chase Travel hotels credit · $250
Wondering which one is right for your wallet?
Spec sheets can't tell you which card actually earns more for the way you spend. Perqt connects to your wallet, runs the math against your real transactions, and tells you which of these two — or another card entirely — gives you the biggest annual uplift.
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