Sapphire Reserve for Business
- Annual fee
- $795
- Network
- visa
- Type
- business
It earns 8 points per dollar through Chase Travel, 4 points per dollar on flights and hotels booked directly, 3 points per dollar on social media and search engine advertising, and 1 point per dollar on other purchases.
Heads up: Rates, fees, and welcome offers below are pulled directly from the issuer and refreshed continuously. Confirm final terms on the issuer site before applying.
Three ways to value this card. Only one of them is yours.
What the issuer advertises.
Pays out with no hoops.
$1,840 of the advertised value — 55% — comes with strings attached.
- $3,370 advertised across 11 benefits.
- $1,840 (55%) needs a booking, enrollment, or deadline.
- Biggest credit — The Edit on-property benefits, $550 — only via The Edit by Chase Travel.
- $500 The Shops at Chase credit (Spend Tier) ($500) posts automatically. No hoops.
- No-hoops value covers 192% of the annual fee.
- You book travel through The Edit by Chase Travel.
- You'll actually use $500 The Shops at Chase credit (Spend Tier).
- 8× on Chase Travel purchases matches your spend.
- You book direct, not via The Edit by Chase Travel.
- You'd forget monthly credits.
Earning rates
- All other purchases1×ptsUltimate Rewards
- Top earnChase Travel purchases8×ptsUltimate Rewards · Chase Travel
- Qualifying Lyft products and services5×ptsUltimate Rewards
- Flights and hotels booked direct4×ptsUltimate Rewards
- Social media and search engine advertising3×ptsUltimate Rewards
On-card benefits & credits
- The Edit on-property benefits$550/One-time
Eligible The Edit reservations receive on-property benefits such as a property credit, daily breakfast for two, and a room upgrade when available.
- $500 The Edit hotel credit$500/Annual
Receive up to $500 annually for prepaid The Edit bookings of at least two nights, capped at $250 per qualifying transaction. Employee cardmembers are not eligible.
- $500 The Shops at Chase credit (Spend Tier)$500/Annual
Unlocks after $120,000 calendar-year spend on the card. Receive up to $500 in statement credits for The Shops at Chase, available for the remainder of the qualifying year through the following year.
- $500 Southwest Airlines Chase Travel credit (Spend Tier)$500/Annual
Unlocks after $120,000 calendar-year spend on the card. Receive up to $500 for Southwest Airlines purchases made through Chase Travel, usable for the remainder of the qualifying year through the following year.
- $300 annual travel credit$300/Annual
Receive up to $300 in automatic statement credits each account anniversary year for purchases in the travel category. Qualifying purchases do not earn points.
- $250 select Chase Travel hotels credit$250/Annual
Through December 31, 2026, receive up to $250 for prepaid Chase Travel stays of at least two nights at listed hotel brands. Qualifying purchases do not earn points.
- $200 Google Workspace credit$200/Annual
Through December 31, 2027, receive up to $200 per calendar year on purchases made directly with Google Workspace.
- Complimentary DashPass membership$120/Annual
Get complimentary DashPass for at least 12 months when activated by December 31, 2027, including $0 delivery fees and reduced service fees on eligible orders.
- Global Entry, TSA PreCheck or NEXUS fee credit$120/One-time
Receive one statement credit of up to $120 every four years for a qualifying Global Entry, TSA PreCheck, or NEXUS application fee charged to the card.
- Monthly DoorDash promos$25/Monthly
Through December 31, 2027, activated DashPass members receive one $5 restaurant-order promo and two separate $10 non-restaurant promos each month. Unused amounts do not roll over.
- Monthly Lyft ride credit$10/Monthly
Through September 30, 2027, receive one $10 Lyft in-app credit each calendar month for eligible rides. Unused monthly credit is forfeited.
- Auto rental coverage$0/Annual
Primary coverage for business rentals provides reimbursement for theft and collision damage to most rental vehicles in the U.S. and abroad when the full rental is charged to the card and the rental company's collision insurance is declined.
- Travel and emergency assistance$0/Annual
Provides legal and medical referrals and access to other emergency-assistance services while traveling away from home; the cardholder pays for goods and services obtained.
- Lost luggage reimbursement$0/Annual
Reimburses the cost to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip, up to $3,000 per covered traveler.
- Baggage delay insurance$0/Annual
Reimburses essential purchases when baggage is delayed more than six hours, up to $100 per day for up to five days.
- Roadside assistance$0/Annual
Covers eligible roadside services such as towing, battery assistance, tire changes, locksmith service, or gas up to $50 per incident, four times per year.
- Trip cancellation and interruption insurance$0/Annual
Reimburses prepaid, nonrefundable travel expenses when a covered trip is canceled or interrupted by sickness, severe weather, or another covered event, up to $10,000 per traveler and $20,000 per trip.
- Purchase protection$0/Annual
Covers eligible new purchases against damage or theft for 120 days from purchase, up to $10,000 per item. New York residents have a 90-day coverage period.
- Travel accident insurance$0/Annual
Provides accidental death or dismemberment coverage when eligible air, bus, train, or cruise transportation is paid for with the card.
- Air Canada lounge access$0/Annual
The authorizing officer and one guest receive complimentary access to participating Air Canada Maple Leaf Lounges and Air Canada Cafés when departing on a Star Alliance airline. Employee cardmembers are not eligible.
Other Chase cards
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